When you or a loved one is in need of drug rehabilitation, the cost of treatment can be jarring. While many factors can affect the cost of treatment, the average inpatient drug rehab program in the United States costs anywhere from $14,000 to $27,000 for a standard 30-day program. Still, there are plenty of resources available to help you (or a loved one) pay for drug rehab--even if you don't have the money to pay out of your own pocket for treatment.
Check Your Health Insurance Coverage
If you carry medical insurance through your employer or through the Affordable Healthcare Act marketplace, it's possible that you already have coverage for inpatient or outpatient rehab services. This can vary greatly from one insurance policy and provider to the next, but it is becoming increasingly common for health insurance plans to include some coverage for drug and alcohol rehabilitation. Check with your provider to find out more about your benefits.
Consider Applying For Medicare or Medicaid
If you don't have health insurance and cannot afford to purchase coverage on the marketplace, you might consider applying for Medicare or Medicaid coverage--both of which can help to pay for rehabilitation treatment. Both Medicare and Medicaid have their own specific eligibility requirements--but if you meet them, you can apply and get approved for coverage rather quickly.
Explore Facilities With Financing Options
Many drug and alcohol treatment centers are designed to accommodate the majority of people who cannot easily afford to pay tens of thousands of dollars out of their own pockets for rehab. With this in mind, you might want to explore facilities that offer financing options or payment plans to take some of the sting out of paying for treatment. In some cases, you may be able to defer paying for treatment until after you've been discharged; from there, you can make small monthly payments with little-to-no interest paid, depending on the plan you're approved for.
Apply For Grants or Other Funding
There are plenty of drug rehabilitation grants available that you can also apply for to offset some (or all) of your treatment costs. Explore grant opportunities available through the Substance Abuse Prevention and Treatment Block Grant (SABG) or (if you're a veteran or military member) the Department of Veterans Affairs.
Paying for drug rehab can be challenging, but at the end of the day, the benefits of getting clean far outweigh the financial costs. By exploring these cost-saving options, you can have an easier time affording the treatment you or a loved one needs.Share